Financial institutions beware – this appears to be a well-crafted, targeted, hybrid attack and it has clearly be successful given the losses detailed to date.
http://www.infosecurity-magazine.com/news/frankentrojan-steals-4m-from-north/
http://www.scmagazine.com/new-goznym-banking-malware-steals-millions-in-just-days/article/489933/